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Interpretation of the six major banks: increased Puhui financial strength to strictly control the risk of assets

ICBC said at the performance description, last year I IN the newly distributed RMB loan interest rate is%, a decrease of 47 BPs over the previous year, which is newly issued by 39 BPs than the previous year; for eligible loans Give temporary delayed drainage, with more than 100,000 customers in the past year, to delay the delay, involving more than 100 billion yuan in domestic loans; also through authorization branches, hospitals related to epidemic prevention, Reduced public settlement costs, active exemption and low-recorded charges for part of the company, especially small and micro enterprises. The Agricultural Bank has also developed "2020 Phuhui Financial Credit Policy Guidelines", through preferential interest 上海品茶上课 rates, new credit, credit loans, extensive continuation, etc., to ensure the Popular Financial Services required to fight the epidemic and enterprises. This year, Puhui Finance is still the focus of the six state-owned banks.

On March 24th, the State Council’s executive meeting proposed that it was originally scheduled to be extended in the last quarter of this year. The Bank of China also said on April 12 that in 2021, the Bank should continue to put a single-family credited small and micro enterprise loan (including), and strive to achieve such loans, the growth rate of such loans is not low. In the growth rate of various loans, the number of loan balances is not less than the "two-increase" target of the beginning of the year.

Li Guangzi, director of the Bank Research Office of the China Academy of 上海低端品茶 Social Sciences, said in an interview with the People’s Network, saying that six state-owned banks have risen the performance of their operating conditions, which forms a strong anti-risk ability. Six state-owned banks have risen, which reflects both bank service entities, practicing social responsibility, and reflecting bank implementation business transformation, and is "sinking" credit business. "But new crown pneumonia epidemic is not completely exposed on state-owned banks, and banking agencies must also do risks prevention and control." Li Guangzi said.

Extension of scientific and technological personnel, continue to add science and technology to invest in March 2 this year, Guo Shuqing, Chairman of the Yintianshang Regulatory Commission, said in the National New Office Press Conference, 2020 Bank Institutional Information Technology Funds reached 207.8 billion yuan, a year-on-year increase of 20%.

In recent years, with the innovation of Internet emerging technology, six state-owned banks have increasing funds in financial science and strengthening the number of scientific and technological personnel. In 2020, six state-owned banks have enhanced development financial science to the strategic level, and it continues to force in personnel configuration and capital investment. According to the financial report, the six state-owned banks have a total of accounting for funds in the field of financial science and technology and information technology, with an average of approximately%. At the same time, expand the proportion of scientific and technological personnel and force technology innovation.

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